The Top 15 Mortgage Mistakes to Avoid Featured Image

Buying a home is the one of the greatest investments you will ever make. For this reason, it’s important to avoid expensive errors, especially when applying for a mortgage. Here are 15 common (and costly) mortgage mistakes to avoid. 

Mistake 1: Not Improving Your Credit Score 

Lenders consider you more creditworthy when you have a high credit score. With a good credit history, you can qualify for a larger loan, a lower interest rate, and a lower monthly payment, so be sure to do everything you can to improve your credit score before shopping for a home loan:

  • Payment history can account for up to 35 percent of your credit score, according to Equifax. You are more likely to improve your credit score if you pay your bills on time. Make sure…

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Thanks to their affordability and versatility, “mobile” or manufactured homes are becoming an increasingly popular choice among Edmonton home buyers. Whether you’re a first-time buyer, downsizer, a growing family (or you fall somewhere in between), these prefabricated structures are a great choice for any age, lifestyle and budget.

But that’s not all.

Here are eight benefits of living in a manufactured home:

Affordable Homeownership

As we mentioned above, manufactured homes are highly affordable – giving Edmonton home buyers the chance to own their own homes at a fraction of the cost of a traditional site-built home. According to experts, the average 1,800 square foot manufactured home costs around $180,000 to $360,000 to build (or…

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Edmonton Community Spotlight: Casselman in Northeast Edmonton Featured Image

Casselman is one of four neighbourhoods located in Northeast Edmonton’s Casselman-Steele Heights, sits within short distance of the north Anthony Henday, the Yellowhead Freeway and Manning Drive. Boasting a broad array of home styles and close proximity to shops, services, schools, restaurants and recreation venues, Casselman is well-suited for every taste, lifestyle and budget. 

Did you know? Other neighbourhoods comprising the greater Casselman-Steele Hights district include Ebbers, McLeod and Miller.

Real Estate and Homes For Sale in Casselman

Most residential development tin Casselman occurred during the 1970s, with most homes constructed between 1971 and 1980. Roughly 25% of residences were built after 1980. Affordable townhomes…

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Edmonton Community Spotlight: Dunluce in Northwest Edmonton Featured Image

The land comprising Dunluce, along with the rest of Castle Downs, was annexed by the greater City of Edmonton in the early 1970s. The community’s area plan was approved in 1974, with development essentially complete by the 1980s. Dunluce is focused on families and features two schools, plenty of park and recreation space, and proximity to great amenities. The neighbourhood is also known for its affordable starter homes, townhomes, duplexes and even manufactured homes, making it a great fit for all lifestyles and budgets. 

Did you know? Like all communities in Castle Downs, Dunluce takes its name from a famous castle. In this case, Dunluce Castle in Northern Ireland, built in the early 1500s. 

Real Estate and Homes For Sale in Dunluce 

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Luxury Living in Edmonton: Aspen Gardens Featured Image

Aspen Gardens is a prestigious neighbourhood located in beautiful Southwest Edmonton. Surrounded by natural amenities, Aspen Gardens is bounded by the Whitemud Creek Ravine to the west and north, as well as several community park spaces to the east and south. The area was originally designed as an urban escape, striking the perfect balance between a semi-secluded atmosphere and proximity to amenities.

If you’ve been dreaming of a high-end home in one of Edmonton’s most unique, nature-friendly neighbourhoods, Aspen Gardens may be exactly what you’ve been searching for. 

 Community Profile 

The land comprising Aspen Gardens was annexed by the City of Edmonton in 1960. The neighbourhood continued was out over the next 30 years, with…

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Edmonton Community Spotlight: Jamieson Place in West Edmonton Featured Image

Jamieson Place is an established community located in mature West Edmonton. An all-in-one neighbourhood ideal for growing families, Jamieson Place is celebrated for its affordable single-family homes, laid-back atmosphere and ultra-convenient location. The area also boasts proximity to some of West Edmonton’s best amenities, including West Edmonton Mall, Callingwood Park and the Edmonton Country Club. 

Did you know? Jamieson Place was named after Frederick Charles Jamieson. Jamieson arrived in Edmonton in the late 1800s and served as a member of the Alberta Legislature. He was also a prominent lawyer and politician who practiced law with Alberta’s first premier, A.C. Rutherford. 

Real Estate and Homes For Sale in Jamieson Place

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Blog Revamp: Edmonton Community Spotlight: Strathearn in Southeast Central Edmonton Featured Image

Located near the south banks of the North Saskatchewan River Valley, Strathearn is a historic community celebrated for its quiet, tree-lined streets, picturesque views, beautiful homes and proximity to the downtown core. First established in the early 1900s, this highly sought-after area offers the distinct character and charm that only Edmonton's most mature riverside neighbourhoods can provide.

Did you know? "Strathearn" is a Scottish term meaning "the valley of the river Earn" or "the valley of the Irish." Though unconfirmed, Strathearn is thought to take its name from Prince Arthur, the first Duke of Connaught and Strathearn (U.K) and Canada's Governor-General at the beginning of WWI.

Strathearn Homes for Sale and Real Estate 

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How to Avoid Paying Too Much For a Home in Edmonton Featured Image

Finding the right home is challenging enough, but knowing it’s one of the largest purchases you’ll ever make can be nothing short of overwhelming. The good news is, there are steps you can take to find both your dream home AND save money at the same time. 

Here are our top tips to avoid paying too much for a home in Edmonton:  

Tip 1. Establish Your Wants and Needs

When purchasing a home, buyers must often choose between features they’d like to have vs. features they actually need. For example, should you choose the two-storey home with more than enough space for your growing family, or the quaint bungalow with the backyard perfect for entertaining? Is a chef-inspired kitchen more important than a home office? Is a finished basement a…

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Edmonton Community Spotlight: Blue Quill Estates in Southwest Edmonton Featured Image

Like many communities comprising scenic Southwest Edmonton, Blue Quill Estates is a nature-friendly neighbourhood highlighted by expansive open green spaces and high-end homes. Part of the greater Kaskitayo Outline Plan Area, most development in Blue Quill Estates took place during the 1970s and 80s. The area boasts mature trees, quiet streets and proximity to fantastic amenities – including the Whitemud Creek Ravine, the Derrick Golf and Winter Club and South Edmonton Common. 

Did you know? Like all communities in the Kaskitayo Area Plan, Blue Quill takes its name from a revered Aboriginal leader. In this case, Cree Chief Blue Quill of the Saddle Lake Indian Reserve (1889). (Source: City of Edmonton)

Real Estate and Homes For Sale in Blue…

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Maple Ridge is an established, family-friendly neighbourhood located in scenic Southeast Edmonton. Consisting entirely of manufactured homes, this all-in-one community makes an excellent choice for growing families, first-time buyers, downsizers and/or anyone looking for an affordable detached home and fantastic on and offsite amenities. 

Did you know? The name “Maple Ridge” gives the nod to the many species of maple trees located in and around the capital region.

 

Real Estate and Homes For Sale in Maple Ridge 

Approximately three-quarters of Maple Ridge’s manufactured homes were built during the 1970s. Many new residences have been built in the neighbourhood over the years, including models developed during the 1980s, 1990s, and early…

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